About Us

About Us
Years Experience
0 +
Nathan Carpenter - Mortgage Loan Officer joined Arbor Financial Group in 2014, and I have been passionate about providing personalized mortgage solutions to help my clients achieve their homeownership dreams.
About Us

About Us

Home Purchase Loans in Santa Ana, Mission Viejo, Laguna Niguel

Nathan Carpenter – Mortgage Loan Officer joined Arbor Financial Group in 2014, and I have been passionate about providing personalized mortgage solutions to help my clients achieve their homeownership dreams. As a dedicated mortgage loan officer, I pride myself on guiding borrowers through the complex landscape of loan options available today. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, I am here to help you every step of the way. With a range of loan products, including FHA Loans, VA Loans, Jumbo Loans, and Conventional Loans, our goal is to find the best fit for your unique financial situation. I have achieved Pro Elite from UWM in 2024 and 2025.

One of the standout features of our services is our commitment to serving the diverse needs of our clients. We recognize that the journey to homeownership can be overwhelming, so we offer a variety of refinance programs as well. From FHA Streamline and VA Cash Out options to Jumbo refinances, we offer competitive mortgage rates and fees, as well as clear and transparent mortgage communication. 

Low rates and affordable Loan payments

Home Purchase

Start homebuying journey

Refinance

Refinance your mortgage

Apply Now

Get Pre-Approved

Contact Us

Let's discuss your needs

Testimonials

What our clients say about us

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Elishiba Kamau profile picture
Elishiba Kamau
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Thanks alot for your support and being knowledge about your work, and also consistent with your client
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Viran Perera profile picture
Viran Perera
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"He is a well educated and well informed in the Mortgage Lending Industry"
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Eric Kammersgard profile picture
Eric Kammersgard
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Nathan has helped me with buying or refinancing several homes. He is knowledgeable about various financing opportunities and has routinely gotten me the best rate at the best term. I will continue to use him for my mortgage needs.
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Jody Dean profile picture
Jody Dean
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Nathan Carpenter was excellent setting up my loan. He negotiated everything and acquired a great loan for me in Bellflower, Ca 90706. I was referred to him and was very pleased with his fantastic service.
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Kristen profile picture
Kristen
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I would recommend Nathan to everyone I know. Escrow can be full of hurdles, and Nathan helped us get to the finish line regardless! He can make things happen for his clients and we will forever be grateful.
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Daniel D'souza profile picture
Daniel D'souza
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Nathan is very detailed and always available to answer my questions. This was my first investment property, and he walked me through the entire process, making sure I understood every step. He’s easy to talk to, knowledgeable, and made the experience smooth. I would highly recommend Nathan to anyone looking for a loan officer they can trust.
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Carla Flannery profile picture
Carla Flannery
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Mr. Carpenter helped me buying my first home. He was very friendly and very nicely assisted with the lending process. He made himself available through phone call, text or email which was very comforting during the home buying process. His kindness went even further when I was also gifted with a housewarming present: a personalized wooden cutting board! It was just what I needed when I moved it and I use it all the time. Thank you Nathan!
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skabteneh kabteneh profile picture
skabteneh kabteneh
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Nathan Carpnter is very honest, fast, always keeps his words, knows what he is doing.He is th most trusted, Knew him for years and he did my house refinance and now helped me buying a house with a fare interest rate and fast timing. Thank you Nathan, you are the best.

Get In Touch

Don't hesitate to contact us for more information

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

Address

1805 E. Garry Ave. Santa Ana, CA 92705

nathan@arborfg.com

(949) 280-9586

Send us a message